Monthly Bookkeeping for OnlyFans Agencies That Pays For Itself

You’re scaling an OnlyFans agency. You’ve figured out ads. You’ve onboarded high-earning creators. Money is moving—but where’s it all going?
If you’re still relying on a spreadsheet, winging creator payouts, and crossing your fingers every tax season, you’re flying blind.
And in this business, flying blind gets expensive fast.
At Pearl Lemon Accountants, we’ve built a bookkeeping service specifically for OnlyFans agencies. We know your income sources, your model splits, your ad strategies, your payment processors, and your contractor setups. This isn’t general bookkeeping adapted for you. It’s built for you.
We work with agencies doing £10K/month to £250K+/month, and our monthly bookkeeping makes sure every pound and dollar is accounted for—accurately, discreetly, and always on time.
We Know the OF Agency Business Model Inside-Out
Your model isn’t “standard.” You’re not selling products. You’re not a freelancer. You’re managing complex cash flow: subscription income, PPV, tips, affiliate programs, chargebacks, creator splits, tool subscriptions, ad spend, and bonuses.
That’s why generic bookkeepers either screw it up—or charge you to learn on your dime.
We already work with OnlyFans agencies. We understand:
- Multi-tiered creator payouts
- Retainer vs. revenue-share contracts
- Expense-heavy growth models
- International creator networks
- Risk processors like Segpay, Paxum, Wise, and Payoneer
- TikTok, Meta, and Snapchat ad flows
When we say we “get” your business—we’re not guessing. We speak your language, and we know where the real money goes.

Monthly Bookkeeping Services for OnlyFans Agencies
Here’s what we actually do for you month to month

Platform Revenue Reconciliation
Every creator. Every account. Every payout.
We track and match incoming revenue from:
- OnlyFans (subs, tips, PPV)
- Fansly (if applicable)
- Custom platforms (if you use white-label sites)
- Payment processors (Stripe, Paxum, Wise, Payoneer)
- Bank accounts
We handle the hard part: aligning reports from platforms, processors, and banks so you know exactly how much you earned—and how much you kept.
📌 Why it matters:
Too many agencies think they’re making 6-figures… until they realize 30% is going to missed splits, refund fees, and ad overspend. Our reconciliations catch every leak.
Creator Payout Management + Commissions Ledger
You promised her 70/30. Him 80/20. That creator hit a bonus. This one hit a chargeback. Last month’s invoice got missed.
When your payouts get messy, trust erodes—and creators leave.
We track:
- Weekly or monthly earnings by creator
- Custom commission structures
- Bonuses, penalties, and overrides
- Missed payments or underpayments
- Final balance after fees and currency exchange
📌 What you get:
A detailed creator earnings report that aligns with your OF dashboard and shows exactly what’s due—and when. That’s how you build loyalty without lifting a finger.


Expense Categorization + Deduction Mapping
Where’s your money going? Into ads? Creator bonuses? SaaS tools? Ghostwriters? Chatbots? Copywriters?
If you’re not categorizing properly, you’re:
✅ Overpaying taxes
✅ Losing financial clarity
✅ Missing strategic cost-cutting opportunities
We categorize and track expenses such as:
- Paid ads (Snapchat, TikTok, Meta, Google)
- Creator acquisition costs
- Virtual assistants and chatters
- OnlyFans automation tools
- Travel and equipment
Content creation costs
📌 The upside:
You’ll finally know your cost to acquire a new creator, your ROI on paid ads, and where the real profit lives.
Monthly P&L + Custom KPI Dashboards
We don’t just give you a dry report and call it a day. You’ll get custom reporting with key metrics that make sense for your business model.
Monthly deliverables include:
- Profit & Loss (P&L) statement with agency-level filters
- Cash flow reports for tracking liquidity
- Balance sheet showing retained earnings and liabilities
- Dashboard showing revenue by creator, by source, and by category
“What changed this month” breakdowns
📌 What that means:
You’ll know if last month’s bump was worth the ad spend—or just a one-off. You’ll see when creators underperform before it affects your bottom line.


VAT, Digital Services Tax & International Compliance
Are you VAT registered? Selling to EU customers? Paying international creators?
If your accountant doesn’t understand this space, they’ll misfile everything and put you at risk. We handle:
- UK VAT filing (especially important with EU-based buyers)
- Digital services tax compliance for international clients
- Payment classification for overseas contractors (avoid triggering audits)
- Proper documentation for creators in US, Canada, Europe, LATAM, and Asia
📌 The cost of ignoring this:
Late filing penalties. Surprise tax bills. Cross-border compliance issues. All preventable.
Slack & WhatsApp Support + Real-Time Insights
You’re running a fast-paced agency. You don’t have time to send emails and wait three days for your accountant to respond.
We offer:
- Slack or WhatsApp access (based on your preference)
- Same-day replies to accounting queries
- Emergency support for VAT deadlines or payment issues
Monthly review calls or Loom video summaries (your choice)
📌 Translation:
We’re more like a partner in your business—not some guy in a suit who emails PDFs and disappears.

What Happens If You Keep DIY’ing Your Books?

Here’s what we see happen all the time with OF agencies trying to manage books solo:
❌ Creator underpaid = angry TikTok rants = lost revenue
❌ No tax tracking = giant year-end bill and panic
❌ Chargebacks untracked = cash flow issues sneak up
❌ Inaccurate splits = lost revenue or overpayment
❌ Ad ROI guesses = wasted spend, poor scaling decisions
You built this agency for freedom and cash flow. Not stress and paperwork.
Why OF Agencies Trust Pearl Lemon Accountants
✅ We already serve agencies like yours
✅ We understand adult content, creator management, and compliance
✅ We’re discreet, responsive, and built for performance
✅ Our founder scaled a 7-figure digital business himself—so we know what growth feels like
We’re not here to teach ourselves the business on your dime. We already speak your language—and we’re ready to clean your books the right way.
Slack & WhatsApp Support + Real-Time Insights
📊 £250,000+: What the average OF agency loses annually in untracked ad spend, creator disputes, and missed deductions.
🔢 8 in 10 OF agencies misreport income or expenses in their first year.
🧾 65% of UK-based digital content creators overpay VAT due to poor classification.
⏱️ 22 hours/month: Time saved on average when agencies outsource bookkeeping.
🚨 93% of tax penalties for adult content agencies stem from VAT misfilings and overseas creator misclassification.

FAQs: What OF Agencies Ask Us
Yes. We’re adult-industry friendly. No judgment, just numbers.
We use direct downloads, platform exports, and your creator portal access to manually import key financials.
Yes. We tag, track, and report by creator, platform, or even sub-managers if needed.
Completely. All communication is private. NDAs are available. No client names are disclosed.
We integrate or manually track these flows into your books with 100% accuracy.
Ready to Run Your OnlyFans Agency Like a Real Business?
You’ve nailed the content. You’ve mastered the marketing. Now it’s time to own the numbers.
Our bookkeeping service isn’t an expense—it’s your agency’s financial backbone.
We’ll find the cash leaks, keep you tax-compliant, and give you creator-level clarity—month after month.
👊 If you’re serious about profit—not just revenue—schedule your setup call today.